Tuesday, September 20, 2011

Home Loan Interest Rates


Selecting best and least applicable home loan interest rate is most important before going for loan as it is the factor which will be changing according to the market fluctuations and as per the RBI guidelines. The process is very simple and easy in deciding which is the best with a simple home loan interest rate comparison.          


Allahabad Bank
Base Rate 10.75%,Upto 20 lacs 12.00%, Above 20 lacs - 50 lacs 12.75%, Above 50 lacs 13.25%.             
                            
                            
Andhra Bank
Base Rate 10.75%, Upto 20 Lacs 11.75%, Above 20 lacs 12.50%                  
                            
Axis   
Base Rate 10.00%, Upto 25 Lacs 10.75%, Above 25 lacs - 75 lacs 11.00%, Above 75 lacs 11.25%.            
                            
                            
Bank of Baroda       
Base Rate 10.75%, Upto 30 Lacs 11.75%, Above 30 lacs - 75 lacs 12.50%, Above 75 Lacs 12.75%.           
                            
                            
Bank of India           
Base Rate 10.75%,Upto 25 lacs 11.00%, Above 25 lacs - 75 Lacs 12.00%, Above 75 Lacs 12.25%, Above 75 Lacs 12.50%           
                            
                            
Canara Bank
Base Rate 10.75%, Upto 30 Lacs 11.75%, Above 30 Lacs - 75 lacs 12.50%, Above 75 lacs - 3 Cr 13.50%, Above 3 Cr 14.75%.          
                            
                            
Central Bank of India        
Upto 30 Lacs 12.00%, Above 30 Lacs 12.50%.              

Citi Bank       
Base Rate 9.75%, Upto 75 Lacs 10.25%.            

Dena Bank   
Base Rate 10.70%, Upto 25 Lacs 11.65%, Above 25 lacs - 1 Cr 12.25%, Above 1 Cr - 2 Crs 12.50%, Above 2 Crs 12.75%.           
                            
                            
DHFL  
10.25% - 12.25%              

First Blue Home Finance (Deutsche Postbank)           
Salaried/Self employed professionals 10.25% Upto 25 Lacs,Self Employed Non professional 10.75% upto 25 lacs.            
                            
                            
HDFC Bank   
Base Rate 9.50%, 10.75% up to 30 lacs, Above 30 - 75 lacs 11.00%, Above 75 lacs 11.50%.          
                            
                            
ICICI 
Base Rate 9.50%,Upto 30 Lacs 10.25%- 10.75%, Above 30 Lacs 10.75%.                
                            
IDBI Bank    
Base Rate 10.75%,Upto 25 lacs 11.00%, Above 25 - 30 lacs 11.50% - 11.75%, Above 30 - 75 lacs 11.75%, Above 75 lacs 12.25%                 
                            
                            
ING Vysya    
Upto 30 lacs 10.75%, Above 30 below 75 lacs 11.00%, Above 75 lacs 11.50%           
                            
India Bulls    
Upto 35 lacs 10.75%, Above 35 lacs - 100 lacs 11.00%, Above 1 Cr 11.50%.            
                            
Indian Bank 
Base Rate 10.75%, Upto 20 Lacs 12.00%, Above 20 - 30 Lacs 12.25%, Above 30 Lacs - 2 Cr 12.75%, Above 2 Cr 15.75%.             
                            
                            
Indian Overseas     
Base Rate 10.75%, Upto 30 Lacs 11.25%, Above 30 lacs 11.50%.                 
                            
Karnataka Bank      
Base Rate 11.00%,Upto 25 Lacs 11.25%, Above 25 lacs - 50 lacs 11.75%,Above 50 Lacs - 1 Cr 12.75%.              
                            
                            
Karur Vysya
Upto 20 Lacs 12.50%, Above 20 Lacs - 30 Lacs 13.50%, Aove 30 Lacs 14.25%.                  
                            
Kotak Mahindra      
Base Rate 9.75%, Salaried 11.25%, Self Employed 11.50%.               
                            
LICHFL          
Below 30 Lacs 10.50 %, Above 30 - 75 Lacs 10.75%, Above 75 Lacs 11.00%.           
                            
Oriental Bank of Commerce         
Base Rate 10.75%, Upto 30 lacs 11.50%, Above 30 - 75 lacs 12.25%, Above 75 lacs - 3 Cr 12.50%.          
                            
                            
Punjab National Bank        
Base Rate 10.75%, Upto 30 Lacs 11.75%, Above 30 Lacs - 75 lacs 12.50%,Above 75 Lacs 12.75%.           
                            
                            
State Bank of India
Base Rate 10.00%, Upto 30 Lacs 10.75%,Above 30 lacs - 75 lacs 11.00%,Above 75 Lacs 11.25%.             

                            
                            
State Bank of Hyderabad 
Upto 30 lacs 11.25%, Above 30 Lacs 12%.          

Syndicate Bank       
Base Rate 10.75%,Upto 25 Lacs 11.00%, Above 25 Lacs - 75 lacs 12.50%, Above 75 lacs 12.75%.            
                            
                            
UCO Bank     
Base Rate 10.75%, Upto 20 Lacs 11.75% - 12.25%, Above 20 - 30 Lacs 12.00% - 12.50%, Above 30 - 50 Lacs 12.75% - 13.25%, Above 50 Lacs 12.75% - 13.25%.               
                            
                            
                            
Union Bank of India           
Base Rate 10.25%, Upto 30 lacs 11.25%, Above 30 - 50 lacs 12.00%, Above 50 lacs - 2 Cr 12.00%, Above 2 Cr 12.25%.                 

12 comments:

  1. Found this very helpful from myloandetails and keep posting about updates on loans.....

    ReplyDelete
  2. Hey Thanks for sharing this informative blog,it seems very helpful. i was looking for same kind content about Home Loan

    ReplyDelete
  3. Read your blog its really informative and helpful keep updating with newer post on Housing loan without itr

    ReplyDelete
  4. Mortgage Loan Software is very important when you are working in a mortgage industry. All the loan officers, mortgage brokers and loan processors need a way to organize and keep track of all their loans in their pipelines.

    ReplyDelete
  5. That's wonderful stuff you've written up here. Been searching for it all around. Great blogHome Loan in Bangalore | SBI Home Loan

    ReplyDelete
  6. Thank you for sharing such great information.It is informative, can you help me in finding out more detail on nri home loan,i am interested and would like to know more about the rates.

    ReplyDelete
  7. Please continue this great work and I look forward to more of your awesome blog posts.
    singapore compare mortgage loan rates

    ReplyDelete
  8. This comment has been removed by the author.

    ReplyDelete

  9. Thank you for sharing such great information.
    It is informative, can you help me in finding out more detail on
    nri interest rates.

    ReplyDelete
  10. Hi, Thanks for sharing such a good and knowledgeable information and i want deep knowledge on emi interest calculator can anyone help me, please!!!

    ReplyDelete
  11. Hi, Thanks for sharing such a good and knowledgeable information and i want deep knowledge on home loan for women can anyone help me, please!!!

    ReplyDelete