tag:blogger.com,1999:blog-9966076786516134332024-03-13T07:20:41.863+05:30MyLoanDetails.comGet the updates of all banks and financial institution on home loan products, interest rates and changing terms and conditions that are applicable to products and the repayment tenures.Ram Sreekanthhttp://www.blogger.com/profile/12796942356511996713noreply@blogger.comBlogger37125tag:blogger.com,1999:blog-996607678651613433.post-49522989266180168302014-09-10T21:07:00.001+05:302014-09-10T21:10:25.437+05:30What is Seller Home Loan Balance Transfer, how to do it?<div dir="ltr" style="text-align: left;" trbidi="on">
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<br />
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.0pt; line-height: 115%;">Mr. Naveen has stuck with
his home loan process when he came to know that the seller is having a home
loan on the property and he is not having the funds to pre close it. As Mr.
Naveen many customers don’t know how to resolve this situation and find
themselves in a dead end, but banks do have a product for those who buy
properties from owners with home loan already on the property and the product
is termed as “vendor liability” or “seller <b><a href="http://www.myloandetails.com/home-loan-balance-transfer.aspx" target="_blank">home loan balance transfer</a></b>”</span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.0pt; line-height: 115%;">The process is same as
like a normal home loan where the applicants submits the personal, income and
property documents along with additional documents like vendor loan account
statement, outstanding letter and List of documents deposited in the bank. The
process will be done by verifying the personal and income details of the
applicants. The panel advocates verify the legality of the property by
scrutinizing the documents and by verifying the details in sub registrar
offices.</span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.0pt; line-height: 115%;">Once all the verifications
are positive banks start the process of disbursing the loan by collecting
checks and signatures on home loan agreement. Banks first disburse the
outstanding loan amount of the previous bank in which the seller is having a
home loan. Banks gives the owner the complete responsibility to bring the
original documents back and register the property to the purchaser. Once the
property is registered in the name of the purchaser the remaining loan amount
will be disbursed to the seller.</span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.0pt; line-height: 115%;">The process of Seller home
loan balance transfer is same as like a normal home loan balance transfer with
one small difference i.e the process gets completed in 15 days where in normal
home loan BT gets completed in week days of time. Banks offer same <a href="http://www.myloandetails.com/home-loan-interest-rates.aspx" target="_blank"><b>home loan interest rates</b></a> for seller balance transfer cases as of a normal home loan and these home loans are also covered for Income Tax benefit Under Section 80(c) of Income Tax Act.</span></div>
</div>
Ram Sreekanthhttp://www.blogger.com/profile/12796942356511996713noreply@blogger.com13tag:blogger.com,1999:blog-996607678651613433.post-9091466911568726312014-02-22T07:06:00.000+05:302014-02-22T07:06:55.028+05:30Why calculation of home loan eligibility prior to applying is important?<div dir="ltr" style="text-align: left;" trbidi="on">
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<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Segoe UI","sans-serif"; font-size: 10.0pt; line-height: 115%;">Home loan a product which
banks provide to the customers to buy a home by repaying the loan amount
availed in Equated Monthly Installments (EMI’s) to the bank. All the customers
are provided this product who likes to go for a property purchase depending on
their repaying capacity and Banks calculate customer’s eligibility to pay
before sanctioning any loan on the basis of his/her monthly income. But we have
seen more customers who suffered by the false promises of executives who
promised to give more loan amount above the customer eligibility.</span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Segoe UI","sans-serif"; font-size: 10.0pt; line-height: 115%;">Calculation home loan
eligibility with the help of <b><a href="http://www.myloandetails.com/home-loan-eligibility-calculator.aspx" target="_blank">home loan eligibility calculator</a></b> always makes it
easy to the customers to process their home loan application with the bank
without any issues. These calculators calculate and provide approximate amount
of your home loan eligibility by consider your monthly earnings, liabilities
and annual variable components.</span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Segoe UI","sans-serif"; font-size: 10.0pt; line-height: 115%;">All the customers need to
have a check about their eligibility as it is the factor which decides how much
EMI that you will pay on monthly basis towards bank for the repayment period
selected. Looking at different options available in terms of repayment is
always suggested and one need to follow the below points stated to make sure
they get the loan without any hassles.</span></div>
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<br /></div>
<ul style="text-align: left;">
<li><span style="font-family: Symbol; font-size: 10.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-family: "Segoe UI","sans-serif"; font-size: 10.0pt; line-height: 115%;">Calculate home loan eligibility prior to
applying with any bank</span></li>
<li><span style="font-family: Symbol; font-size: 10.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-family: "Segoe UI","sans-serif"; font-size: 10.0pt; line-height: 115%;">Know your product and its terms and
conditions</span></li>
<li><span style="font-family: Symbol; font-size: 10.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-family: "Segoe UI","sans-serif"; font-size: 10.0pt; line-height: 115%;">Decide on how much loan amount you want to
avail</span></li>
<li><span style="font-family: Symbol; font-size: 10.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-family: "Segoe UI","sans-serif"; font-size: 10.0pt; line-height: 115%;">Never go for maximum loan eligibility</span></li>
<li><span style="font-family: Symbol; font-size: 10.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-family: "Segoe UI","sans-serif"; font-size: 10.0pt; line-height: 115%;">Maker higher self-contribution towards the
property purchase</span></li>
<li><span style="font-family: Symbol; font-size: 10.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-family: "Segoe UI","sans-serif"; font-size: 10.0pt; line-height: 115%;">Keep an eye on fluctuating <a href="http://www.myloandetails.com/home-loan-interest-rates.aspx" target="_blank"><b>home loan interest rates</b></a></span></li>
<li><span style="font-family: Symbol; font-size: 10.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-family: "Segoe UI","sans-serif"; font-size: 10.0pt; line-height: 115%;">Never take the executive words as final</span></li>
</ul>
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<span style="font-family: "Segoe UI","sans-serif"; font-size: 10.0pt; line-height: 115%;">All the customers are
advised to look at different options of home loan as the market was poured with
full of options and cross check the product with other banks. Banks reserves
the right to ask for additional documents and clarifications if needed in
regard of your home loan application and never try to misguide the bank with
false information. Always have a set of photocopies of documents submitted to
the bank for future reference purposes. </span></div>
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Ram Sreekanthhttp://www.blogger.com/profile/12796942356511996713noreply@blogger.com2tag:blogger.com,1999:blog-996607678651613433.post-4671986823496298152013-08-25T07:01:00.001+05:302013-09-28T20:02:46.653+05:30Home Loan Balance Transfer<div dir="ltr" style="text-align: left;" trbidi="on">
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<div class="container">
<div id="banner">
</div>
</div>
</div>
</div>
<div style="text-align: justify;">
<span style="font-size: small;"><span style="font-family: Verdana,sans-serif;">
Home Loan Balance
Transfer is a product which is always in customer's court and which has
the capacity to save considerable amounts in terms of Interest that is
being paid on a Home Loan Account. Banks usually change the tenure when
there is a change in interest rate which make the principal component in
the EMI very less. If the tenure crosses 300 months then banks raise
the EMI amount and it definitely benefit the customer but increased EMI
will be a additional burden in repayment. </span></span><br />
<span style="font-size: small;"><span style="font-family: Verdana,sans-serif;"></span></span><br />
<span style="font-size: small;"><span style="font-family: Verdana,sans-serif;">To clear all
these hassles to customer banks have designed this <a href="http://www.myloandetails.com/home-loan-balance-transfer.aspx" target="_blank"><i><b>Home Loan Balance Transfer</b></i></a> product which can
give the flexibility of shifting your home loan account to some other
bank which is giving lower interest rates and benefits. It is quite like
other home loans where customer need to submit all his personal, income
and property documents to the bank to which he would like to transfer
his loan. The banks processes all the details and releases the
outstanding loan amount along with pre closure charges if any to the
previous bank directly. Banks will receive all the original documents that are mortgaged for the home loan availed directly.</span></span><br />
<span style="font-size: small;"><span style="font-family: Verdana,sans-serif;"></span></span><br />
<span style="font-size: small;"><span style="font-family: Verdana,sans-serif;">Banks
provide the option of availing different other products along with
Balance Transfer. The additional products are Mortgage or Construction.
Customer should have income eligibility and the property valuation
should support to complete the Balance Transfer and the additional
product amount to be disbursed. This product is available to the
Resident Salaried individuals, Resident Self Employed Individuals and
NRI Salaried Individuals.</span></span></div>
</div>
Ram Sreekanthhttp://www.blogger.com/profile/12796942356511996713noreply@blogger.com0Hyderabad, Andhra Pradesh, India17.385044 78.48667116.9002065 77.841224 17.8698815 79.132118tag:blogger.com,1999:blog-996607678651613433.post-11912154373650740782013-08-08T16:51:00.000+05:302013-08-08T16:51:09.590+05:30Home Loans in Bangalore<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: "Verdana","sans-serif"; font-size: 10.0pt; line-height: 115%; mso-bidi-font-family: "Segoe UI";">Mr. Kranthi Mohan a leading bank’s customer
has filed a case against his home loan funded bank about not revealing complete
details of repayment structure which affected him badly in the situation where
he is not able to repay the home loan EMI’s in time due to job loss. Most of
the customers who apply for <a href="http://www.myloandetails.com/home-loans-in-bangalore.aspx" target="_blank"><i><b>home loans in Bangalore</b></i></a> are always in a hurry to
close the process with the pressure of the builder for their payment schedule.</span></div>
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<br /></div>
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<span style="font-family: "Verdana","sans-serif"; font-size: 10.0pt; line-height: 115%; mso-bidi-font-family: "Segoe UI";">A home loan is a product which banks offer
customer to purchase a property with simple and affordable EMI’s with a maximum
repayment period of 20 years. Home loans in Bangalore have seen a steep raise
in their business with the increase in purchases of real estate properties. But
having complete knowledge is most important than completing the process in
time. Lets see where all the customers do mistakes when it comes to home loan
and resolve the issues for hassle free process who wish to go for a loan to own
their dream house</span></div>
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<span style="font-family: "Verdana","sans-serif"; font-size: 10.0pt; line-height: 115%; mso-bidi-font-family: "Segoe UI";">A home loan application will have two
applicants in which most of the people feel and believe that co-applicant is
not liable of repayment when only applicant income is considered. A
co-applicant is equally liable as applicant even his/her income is considered
or not. Now lets see the cases when the interest rates are going up, in this
case a customer can opt for Fixed Rate of Interest by paying switching fee from
Floating to fixed which can save considerable amount to customer. Banks will
increase the tenure initially when there is a change in <a href="http://www.myloandetails.com/home-loan-interest-rates.aspx" target="_blank"><i><b>interest rates</b></i></a> and when
the repayment period crosses 300 months then banks increase the EMI. Customers
can opt for increase in EMI amount at any point during the tenure which in turn
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<span style="font-family: "Verdana","sans-serif"; font-size: 10.0pt; line-height: 115%; mso-bidi-font-family: "Segoe UI";">All banks/financial institutions offer Home
loan linked life insurance with one time premium which cover the applicant’s
life again the home loan. If any risk occurs to the applicant then the complete
loan will be cleared by the insurance company and the documents will be
released to co-applicant. All the customers are suggested to opt for Home loan
linked insurance which is a cover in difficult situations.</span></div>
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<br /></div>
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<span style="font-family: "Verdana","sans-serif"; font-size: 10.0pt; line-height: 115%; mso-bidi-font-family: "Segoe UI";">Banks provide customers of some facilities like
switching the home loan to other bank for better interest benefits, pre closing
the loan, making part payment towards the home loan account amount of which
will directly deducted from principal amounts, interest rates switching, Income
Tax benefits on interest paid amounts etc. A simple ground work on these things
will save huge amount which a customer pay due to lack of knowledge on the
products.</span></div>
</div>
Ram Sreekanthhttp://www.blogger.com/profile/12796942356511996713noreply@blogger.com2Bangalore, Karnataka, India12.9715987 77.59456269999998312.4764182 76.949115699999979 13.4667792 78.240009699999987tag:blogger.com,1999:blog-996607678651613433.post-57153950215321126922013-02-13T07:44:00.001+05:302013-02-13T07:44:14.970+05:30Amortization Calculator<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: "Verdana","sans-serif"; font-size: 10.0pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-style: italic; mso-fareast-font-family: "Times New Roman";">A payment <i><a href="http://www.myloandetails.com/Amortization.aspx" target="_blank"><b style="mso-bidi-font-weight: normal;">Amortization Calculator</b></a></i> </span><span style="font-family: "Verdana","sans-serif"; font-size: 10.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">is
a thing<span style="mso-bidi-font-style: italic;"> </span>that individuals<span style="mso-bidi-font-style: italic;"> will use </span>to be able<span style="mso-bidi-font-style: italic;"> to </span>figure out<span style="mso-bidi-font-style: italic;"> what the periodic payment </span>will probably be<span style="mso-bidi-font-style: italic;"> </span>on the<span style="mso-bidi-font-style: italic;"> loan and </span>in many<span style="mso-bidi-font-style: italic;"> cases
a home loan or mortgage loan. This calculation is </span><span style="background: white;">based upon</span><span style="mso-bidi-font-style: italic;"> the amortization </span>method<span style="mso-bidi-font-style: italic;">
</span>and will<span style="mso-bidi-font-style: italic;"> </span>consider<span style="mso-bidi-font-style: italic;"> </span>a variety of<span style="mso-bidi-font-style: italic;"> </span>distinctive<span style="mso-bidi-font-style: italic;"> figures </span>like
the<span style="mso-bidi-font-style: italic;"> </span>interest<span style="mso-bidi-font-style: italic;"> and principal </span>payments<span style="mso-bidi-font-style: italic;"> to be made </span>designed<span style="mso-bidi-font-style: italic;"> on </span>every single<span style="mso-bidi-font-style: italic;"> repayment. Also this </span>distinct<span style="mso-bidi-font-style: italic;"> calculator is </span><span style="background: white;">capable</span><span style="mso-bidi-font-style: italic;">
to help you </span>produce<span style="mso-bidi-font-style: italic;"> a </span>full<span style="mso-bidi-font-style: italic;"> payment </span>schedule<span style="mso-bidi-font-style: italic;"> </span>for the<span style="mso-bidi-font-style: italic;"> </span>existence<span style="mso-bidi-font-style: italic;"> </span>of
the<span style="mso-bidi-font-style: italic;"> loan </span>and provide<span style="mso-bidi-font-style: italic;"> you with </span>data<span style="mso-bidi-font-style: italic;"> relating to the principal and </span>interest<span style="mso-bidi-font-style: italic;"> </span>that could<span style="mso-bidi-font-style: italic;"> </span>have
to have<span style="mso-bidi-font-style: italic;"> to be </span>paid<span style="mso-bidi-font-style: italic;"> </span>on the<span style="mso-bidi-font-style: italic;"> </span>once a month<span style="mso-bidi-font-style: italic;"> or yearly
</span>foundation<span style="mso-bidi-font-style: italic;">.<br />
<br />
</span>The good news is<span style="mso-bidi-font-style: italic;"> </span>for you
personally<span style="mso-bidi-font-style: italic;"> </span>there are lots of<span style="mso-bidi-font-style: italic;"> online payment amortization calculators </span>available<span style="mso-bidi-font-style: italic;"> </span>which are able to<span style="mso-bidi-font-style: italic;"> help you weigh up </span>a variety of<span style="mso-bidi-font-style: italic;"> </span>various<span style="mso-bidi-font-style: italic;"> </span>possibilities<span style="mso-bidi-font-style: italic;"> </span>you
might have<span style="mso-bidi-font-style: italic;"> with regard to loans </span><span style="background: white;">and can</span><span style="mso-bidi-font-style: italic;">
</span>have the ability<span style="mso-bidi-font-style: italic;"> to </span>provide<span style="mso-bidi-font-style: italic;"> you with payment </span>specifics<span style="mso-bidi-font-style: italic;"> accordingly. </span>In order<span style="mso-bidi-font-style: italic;"> to </span>get a<span style="mso-bidi-font-style: italic;"> </span>proper<span style="mso-bidi-font-style: italic;"> figure </span>you
will want<span style="mso-bidi-font-style: italic;"> to input the mortgage loan </span>total<span style="mso-bidi-font-style: italic;">, the </span>interest rate<span style="mso-bidi-font-style: italic;"> </span>together with<span style="mso-bidi-font-style: italic;"> how </span>extended<span style="mso-bidi-font-style: italic;"> </span>you
wish<span style="mso-bidi-font-style: italic;"> the </span>term<span style="mso-bidi-font-style: italic;"> </span>on the<span style="mso-bidi-font-style: italic;"> mortgage loan to be for. </span>The moment<span style="mso-bidi-font-style: italic;"> this </span>fact<span style="mso-bidi-font-style: italic;"> </span>has
become<span style="mso-bidi-font-style: italic;"> input then the payment
amortization calculator will then </span>supply<span style="mso-bidi-font-style: italic;"> you </span>by using a<span style="mso-bidi-font-style: italic;"> table
which tells you how much </span>in the<span style="mso-bidi-font-style: italic;">
loan is </span>receiving<span style="mso-bidi-font-style: italic;"> </span>compensated<span style="mso-bidi-font-style: italic;"> off </span>and it will<span style="mso-bidi-font-style: italic;"> help you to </span>understand<span style="mso-bidi-font-style: italic;"> just how </span>you might be<span style="mso-bidi-font-style: italic;"> </span>having to pay<span style="mso-bidi-font-style: italic;"> the mortgage loan off. </span>As you<span style="mso-bidi-font-style: italic;"> will </span>shortly<span style="mso-bidi-font-style: italic;"> see that </span>from
the<span style="mso-bidi-font-style: italic;"> table </span>provided<span style="mso-bidi-font-style: italic;"> </span>by the<span style="mso-bidi-font-style: italic;"> payment amortization calculator the </span>once a month<span style="mso-bidi-font-style: italic;"> </span>repayments<span style="mso-bidi-font-style: italic;"> will </span>modify<span style="mso-bidi-font-style: italic;"> </span>about<span style="mso-bidi-font-style: italic;"> the </span>everyday living<span style="mso-bidi-font-style: italic;"> </span>in the<span style="mso-bidi-font-style: italic;"> loan. </span>Inside the<span style="mso-bidi-font-style: italic;"> </span>beginning<span style="mso-bidi-font-style: italic;"> </span>most of<span style="mso-bidi-font-style: italic;"> </span>the money<span style="mso-bidi-font-style: italic;"> </span>that
you simply<span style="mso-bidi-font-style: italic;"> </span>pay out<span style="mso-bidi-font-style: italic;"> </span>so as<span style="mso-bidi-font-style: italic;"> to repay the loan goes </span>in the direction of<span style="mso-bidi-font-style: italic;"> covering the </span>interest<span style="mso-bidi-font-style: italic;"> </span>payments<span style="mso-bidi-font-style: italic;"> </span>and then<span style="mso-bidi-font-style: italic;"> as time
elapses </span>much more<span style="mso-bidi-font-style: italic;"> </span>of the<span style="mso-bidi-font-style: italic;"> </span>cash<span style="mso-bidi-font-style: italic;"> will then go into </span>paying out<span style="mso-bidi-font-style: italic;"> off the principal part </span>in the<span style="mso-bidi-font-style: italic;"> loan (the </span>genuine<span style="mso-bidi-font-style: italic;"> loan
</span>total<span style="mso-bidi-font-style: italic;"> </span>you<span style="mso-bidi-font-style: italic;"> </span>at first<span style="mso-bidi-font-style: italic;"> took out) </span>as well as a<span style="mso-bidi-font-style: italic;">
much </span>scaled-down<span style="mso-bidi-font-style: italic;"> part of any
payment then </span>addresses<span style="mso-bidi-font-style: italic;"> the </span>curiosity<span style="mso-bidi-font-style: italic;"> </span>prices<span style="mso-bidi-font-style: italic;">.<br />
<br />
An amortization calculator can help you to </span>obtain<span style="mso-bidi-font-style: italic;"> out just which home </span>you can<span style="mso-bidi-font-style: italic;"> </span>manage<span style="mso-bidi-font-style: italic;">. This </span>instrument<span style="mso-bidi-font-style: italic;"> </span>can be<span style="mso-bidi-font-style: italic;"> </span>located<span style="mso-bidi-font-style: italic;"> </span>in a<span style="mso-bidi-font-style: italic;"> </span>amount of<span style="mso-bidi-font-style: italic;"> </span>ways<span style="mso-bidi-font-style: italic;"> but </span>make
sure<span style="mso-bidi-font-style: italic;"> </span>which you<span style="mso-bidi-font-style: italic;"> </span>obtain<span style="mso-bidi-font-style: italic;"> </span>these<span style="mso-bidi-font-style: italic;"> </span>which are<span style="mso-bidi-font-style: italic;"> </span>offered<span style="mso-bidi-font-style: italic;"> </span><span style="background: white;">absolutely free</span><span style="mso-bidi-font-style: italic;"> use on mortgage lender's </span>sites<span style="mso-bidi-font-style: italic;">. The </span>objective<span style="mso-bidi-font-style: italic;"> is to </span>use them<span style="mso-bidi-font-style: italic;"> to help you to know just how much </span>you
can<span style="mso-bidi-font-style: italic;"> </span>pay out<span style="mso-bidi-font-style: italic;"> </span>with your<span style="mso-bidi-font-style: italic;"> mortgage loan.<br />
<br />
</span>By using a<span style="mso-bidi-font-style: italic;"> loan <a href="http://www.myloandetails.com/Amortization.aspx" target="_blank"><i><b style="mso-bidi-font-weight: normal;">Amortization Calculator</b></i></a>, all </span>you
will need<span style="mso-bidi-font-style: italic;"> to do is input some </span>straightforward<span style="mso-bidi-font-style: italic;"> figures relating to </span>the quantity of<span style="mso-bidi-font-style: italic;"> the loan, the </span>size<span style="mso-bidi-font-style: italic;"> </span>of the<span style="mso-bidi-font-style: italic;"> repayment </span>period of time<span style="mso-bidi-font-style: italic;">,
the frequency of </span>payments<span style="mso-bidi-font-style: italic;"> </span>along
with the<span style="mso-bidi-font-style: italic;"> </span>interest<span style="mso-bidi-font-style: italic;"> </span>which is<span style="mso-bidi-font-style: italic;"> </span>getting<span style="mso-bidi-font-style: italic;"> charged. The
calculator will then do </span>the rest<span style="mso-bidi-font-style: italic;">
and </span>offer you<span style="mso-bidi-font-style: italic;"> a </span>trusted<span style="mso-bidi-font-style: italic;"> indication </span>within your<span style="mso-bidi-font-style: italic;"> repayments. </span>If your<span style="mso-bidi-font-style: italic;"> loan </span>might be<span style="mso-bidi-font-style: italic;"> </span>manufactured<span style="mso-bidi-font-style: italic;"> </span>making
use of<span style="mso-bidi-font-style: italic;"> </span>a mixture<span style="mso-bidi-font-style: italic;"> of balloon, or bullet, </span>payments<span style="mso-bidi-font-style: italic;"> and amortization </span>repayments<span style="mso-bidi-font-style: italic;">, this </span>ought to<span style="mso-bidi-font-style: italic;"> also taken </span>into consideration<span style="mso-bidi-font-style: italic;"> </span>while in the<span style="mso-bidi-font-style: italic;"> calculation.</span></span></div>
</div>
Ram Sreekanthhttp://www.blogger.com/profile/12796942356511996713noreply@blogger.com1tag:blogger.com,1999:blog-996607678651613433.post-62775166649158944092013-01-09T09:14:00.001+05:302013-01-09T15:14:33.423+05:30How Eligibility Calculators help in availing home loans?<div dir="ltr" style="text-align: left;" trbidi="on">
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<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Eligibility
calculation is one of the important aspects of home loan processing. Banks
calculate <a href="http://www.myloandetails.com/EligibilityCalculator_ResidentIndian.aspx" target="_blank"><i><b>home loan eligibility</b></i></a> of each and every customer who applied for a home loan by
taking applicant and co-applicants income into consideration before giving a
sanction letter to the customer. A little idea on how this eligibility is
calculated will make much difference in the process of home loan.</span></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">The
process of eligibility calculation varies from customer to customer depending
on the income source. If the customer is a salaried customer then the sum of
regular components of salary is taken into consideration along with 50% of the
variable pay for the calculation of eligibility. If the co-applicant income is
also considered then the same principle will be applicable to the co-applicant
also. After arriving at a component both the applicant incomes is added and
take a maximum of 60% of the salary for the contribution of home loan EMI. If
any liabilities are there then the component of their EMI will be deducted from
this amount and on the remaining amount the eligibility is calculated by
dividing the amount with the per lace EMI component of the <a href="http://www.myloandetails.com/viewallbanks.aspx" target="_blank"><i><b>home loan interest rate</b></i></a> charged for the desired tenure or
applicable tenure which results the home loan eligibility.</span></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">The
Eligibility process is the same for the NRI Salaried also the only difference
is the amount is converted to Indian currency before calculating the
eligibility. The calculation differs a bit for self employed whose gross income
along with depreciation, Interest paid, and remunerations are considered for
the calculation and remaining process is same. The calculated eligibility by
the bank is final. Liabilities that a customer would like to close to avail a
home loan will not be considered as a liability and liabilities below 6 months
are also not considered. Having liabilities will decrease the loan eligibility
and it is always suggestible to close all the liabilities before applying for a
home loan for comfortable repayment of home loan.</span><br />
<br />
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Eligibility calculators help you to know how much amount you will be eligible for if you go for a housing loan depending on your requirement. The Eligibility calculators will take all the information about your income and your requirement's then give final eligibility depending on the values provided. The value arrived finally may vary from bank to bank depending on product and tenure considerations.</span><br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;"> </span></div>
</div>
Ram Sreekanthhttp://www.blogger.com/profile/12796942356511996713noreply@blogger.com5tag:blogger.com,1999:blog-996607678651613433.post-30782152124272953912013-01-05T09:49:00.001+05:302013-01-05T09:49:38.020+05:30Why construction loan is a best product?<div dir="ltr" style="text-align: left;" trbidi="on">
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<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Banks
design different products for different needs of customers which are based on
specific needs of ones requirement. It is believed that Construction loan is
the product that suits best to the customers who are looking to avail loan on
the property or vacant land to start construction. The property can be a
constructed house on which developments are proposed or can be an open land. To
avail the loan the customer’s needs to undergo a very simple process which will
give the loan required by the customer? </span></div>
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<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">The
customer needs to avail all the required permissions from the concerned
departments before applying a <a href="http://www.myloandetails.com/" target="_blank"><i><b>home loan</b></i></a>. The required permissions are Plan of
Construction from the municipal authorities and land regularization approvals
if the land is not regularized or falls under Gram Panchayats. Once the
approvals are availed a construction agreements is to be executed in favor of
the Builder if the construction has been given on contract, if it’s a self
construction then there is no need of any agreements just the property
documents will suffice the requirements.</span></div>
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<br /></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">The
customers need to submit all his Personal documents which proves his/her
identity and provides information about the residential address and income
documents which authenticate the monthly salary received from the employer and
the form-16 which gives the details of the tax deducted by the employer from
the customer’s salary.<span style="mso-spacerun: yes;"> </span></span></div>
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<br /></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">All
the personal documents along with property documents on which the construction
being done need to be submitted in the bank of which verifications are done and
post satisfactory verification the loan will be disbursed. The property on
which the construction is being done can be a registered property on customer’s
name or his/her parents name. Customer by making his/her parents as
co-applicant in the home loan application can avail the construction loan. Tax
exemptions US 80© of Income Tax are applicable on the principal and interest
components of the loan.</span></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Customers are advised to check with the <a href="http://www.myloandetails.com/home-loan-interest-rates.aspx" target="_blank"><i><b>home loan interest rate</b></i></a> conveyed to you at the time of applying a home loan with the interest rate mentioned on the sanction letter given by the bank before going for disbursement of loan amount.</span></div>
</div>
Ram Sreekanthhttp://www.blogger.com/profile/12796942356511996713noreply@blogger.com1tag:blogger.com,1999:blog-996607678651613433.post-73461130570967421622012-12-31T09:12:00.000+05:302012-12-31T09:12:52.706+05:30How to reduce the Interest Paid on a Home Loan?<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Every
customer in the market is worried about the amount of interest paid on a home
loan during their repayment tenure. A blind calculation gives a result of 100%
of loan amount is the amount of interest paid on a home loan during the tenure
considered if the customer pays the EMI’s for the whole tenure i.e 20 Years. This is a
shocking result to every customer because the <a href="http://www.myloandetails.com/viewallbanks.aspx" target="_blank"><i><b>home loan interest rate</b></i></a> looks very low but
when calculated it is exactly the same amount of higher amount of loan that we
are paying towards interest on the home loan.</span></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">If
Some simple measurements taken at the time of availing the home loan then we
can avoid the huge amounts that to be paid towards interest of home loan. Just
follow the stated below before applying the loan</span></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoListParagraphCxSpFirst" style="mso-list: l0 level1 lfo1; text-align: justify; text-indent: -.25in; text-justify: inter-ideograph;">
<span style="font-family: Symbol; font-size: 9.5pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Make more margin money payment towards the
property</span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-align: justify; text-indent: -.25in; text-justify: inter-ideograph;">
<span style="font-family: Symbol; font-size: 9.5pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Apply for lesser loan amount which will
have lesser interest rate</span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-align: justify; text-indent: -.25in; text-justify: inter-ideograph;">
<span style="font-family: Symbol; font-size: 9.5pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Opt for least possible tenure</span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-align: justify; text-indent: -.25in; text-justify: inter-ideograph;">
<span style="font-family: Symbol; font-size: 9.5pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Opt for possibly higher EMI</span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-align: justify; text-indent: -.25in; text-justify: inter-ideograph;">
<span style="font-family: Symbol; font-size: 9.5pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Make part-payments yearly twice at least</span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-align: justify; text-indent: -.25in; text-justify: inter-ideograph;">
<span style="font-family: Symbol; font-size: 9.5pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Go for home loan linked life and General insurance</span></div>
<div class="MsoListParagraphCxSpLast" style="mso-list: l0 level1 lfo1; text-align: justify; text-indent: -.25in; text-justify: inter-ideograph;">
<span style="font-family: Symbol; font-size: 9.5pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Opt for Interest saver account if available</span></div>
<div class="MsoListParagraphCxSpLast" style="mso-list: l0 level1 lfo1; text-align: justify; text-indent: -.25in; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Let’s
see how the above measurement will save the interest on Home Loan. Banks
usually give 80% of the property cost as Home Loan, means higher the property
cost, higher the loan, Higher the EMI and Higher the Interest component of EMI.
For the initial years the Interest component will be higher so to avoid that
opt for lesser loan amount, lesser tenure and Higher EMI with which one can
save a very good amount on <a href="http://www.myloandetails.com/viewallbanks.aspx" target="_blank"><i><b>Home Loan Interest</b></i></a> and making part payments will be
most helpful too as the amount paid will be directly deducted from the
outstanding principle of loan account which in turn reduces the interest and
the repayment tenure also.</span></div>
</div>
Ram Sreekanthhttp://www.blogger.com/profile/12796942356511996713noreply@blogger.com0tag:blogger.com,1999:blog-996607678651613433.post-73391038646558402742012-12-26T11:07:00.000+05:302012-12-26T11:07:22.629+05:30How to manage EMI Effectively?<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">EMI
refers to Equated Monthly Installments a key term in all loan products which
stands for the loan repayments to the bank. The EMI is calculated by taking the
loan amount, <a href="http://www.myloandetails.com/viewallbanks.aspx" target="_blank"><i><b>Interest Rate</b></i></a> and repayment tenure into consideration. All the
Banks and Financial Institutions do the calculations in the same manner so the
amount will not change from one bank to other. All the EMI are calculated on
diminishing rate which is mandatory in Home Loans.</span></div>
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<br /></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Banks
provide the facility of repaying the loan in Equated Monthly Installments which
is a combination of Principal and Interest Components. The EMI will have
Interest Component higher in the initial stage of tenure and as the tenure goes
on the Principal component increases and the interest component decreases. </span></div>
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<br /></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">The
EMI can be increased if the income of the applicant increases. But the cant be
reduced once it is fixed. If the customer wants to make any part-payments
during the repayment tenure then the paid amount will be directly deducted from
the outstanding principle and tenure will be re-scheduled according to the
latest outstanding amount by keeping the EMI fixed at the same amount. This
provision is available only for the Home loan customers. </span></div>
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<br /></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Banks
reserves the right to reschedule the loan tenure if there is any change in the <a href="http://www.myloandetails.com/viewallbanks.aspx" target="_blank"><i><b>home loan interest rates</b></i></a> on the Loan that the customer has availed. If there is
any change then banks will increase the tenure first and if the tenure is
crossing 300 months then banks increase the EMI as there is a cap on repayment
tenure for 300 months. If the Interest rate reduces then banks decrease the
repayment tenure but not the EMI. Customers need to personally request the bank
to reduce the EMI component and the decision is at the sole discretion of the
bank. All the Home loan products attract Tax Exemption under section 80© of
Income Tax Act.</span></div>
</div>
Ram Sreekanthhttp://www.blogger.com/profile/12796942356511996713noreply@blogger.com1tag:blogger.com,1999:blog-996607678651613433.post-84638723095352436032012-12-24T19:16:00.000+05:302012-12-24T19:16:07.220+05:30Why Home Loan is a Best Product?<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Banks
have introduced the product home loan and started funding to customers which
resulted in fulfilling the dream of people who wants to own a house of their
dream. Banks provide home loan on two kinds of rates of Interest one is Fixed
and the other one is Floating. The fixed interest rate will be fixed for a
limited period of time even if the rates in the market fluctuates and floating
<i><b><a href="http://www.myloandetails.com/viewallbanks.aspx" target="_blank">interest rates</a></b></i> will be increased or decreased according to the rate
fluctuations in the market.</span></div>
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<br /></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">To
avail home loan from any bank or financial institution one need to submit all
his personal and income documents which prove or authenticate his identity and
income to the concerned bank where he wants to avail the loan. Along with the
personal and income documents the customer need to submit the documents of the
<a href="http://properties.myloandetails.com/properties-in-bangalore.html" target="_blank"><i><b>property</b></i></a> which he is buying. The documents should cover last 15 years
transactions over the property. </span></div>
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<br /></div>
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<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Post
submission of all the documents banks usually take a min of one week time to
conform whether they will fund to the property in the name of customer or not
or the application is fit to their policy. Banks will verify the details stated
in the application form so it is always suggestible to stated only required and
genuine information only for which you have authenticated documents to provide.
Banks reserves the right to ask for additional documents if needed. It’s the
bank sole discretion on all the loans. Once the application is approved then
the Home loan will be disbursed by taking the required documentation like Post
dated cheaque’s, signed agreements, sale agreements and disbursement request
forms etc. Post disbursement the customer needs to register the property on his
name and submit in the bank. The whole process takes just one week and fulfills
the dream of a common man of owning a house. </span></div>
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<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">With
the Equated Monthly Installments and longer comfortable tenure to repay without
any worries the product Home Loan is considered as the best product in the
market.</span></div>
</div>
Ram Sreekanthhttp://www.blogger.com/profile/12796942356511996713noreply@blogger.com2tag:blogger.com,1999:blog-996607678651613433.post-29993954808016701812012-12-15T08:11:00.002+05:302012-12-15T08:20:06.538+05:30Make the most of Mortgage loan<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Banks
have different products for different needs of customers at different levels.
Mortgage loan is one such product which will be of great help to customers who
wants to avail loan for their personal, official or business needs. This
product was designed by keeping all the customers in mind who has a property on
their name and who wants to give it as security to raise funds from the market.</span></div>
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<br /></div>
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<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Mortgage
loans ore provides to all income category persons who are salaried or self
employed. The only condition to avail this loan is the applicants should have
repaying capacity with a <a href="http://properties.myloandetails.com/properties-in-bangalore.html" target="_blank"><i><b>property</b></i></a> which is clear in title and constructed or
approved by the competent authorities.</span></div>
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<br /></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Banks
will fund up to a maximum of 60% of property cost by taking market value into
consideration. Customers need to submit their income documents and all property
related documents for this process. Banks will do all the required
verifications over the customer profile and the property and disburse the loan
after receiving satisfactory verification reports. This loan will be provided
at a maximum tenure of 10 years with a min of 2% higher <a href="http://www.myloandetails.com/home-loan-interest-rates.aspx" target="_blank"><i><b>interest rates</b></i></a> when
compared to the home loan. </span></div>
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<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Tax
exemptions under section 80(c) are not applicable to any sort of mortgage
loans. Customer can opt for loan linked life insurance even if it is a mortgage
loan. It is not mandatory that the applicant should have a property registered
on his name only, he/she can mortgage property which is registered on parents
or wife’s name. They have to be the co-applicants in the mortgage loan who are equally
liable to repay the loan if the applicant fail to pay in any case.</span></div>
</div>
Ram Sreekanthhttp://www.blogger.com/profile/12796942356511996713noreply@blogger.com1tag:blogger.com,1999:blog-996607678651613433.post-58369448444372116292012-12-13T11:23:00.000+05:302013-02-02T08:52:34.958+05:30Properties in Bangalore<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Bangalore
an IT hub of India has seen tremendous rise in terms of living standards and in
terms of Economic growth in the last five years. This place was considered as one
of the best place to settle down for a high standard of living. The real estate
also raised along with the requirements of customers who like to purchase
<a href="http://properties.myloandetails.com/properties-in-bangalore.html" target="_blank"><i><b>properties in Bangalore</b></i></a>.</span></div>
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<br /></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Real
estate developments in the areas of Bannerghatta Road, Hosur Road, Sarjapur
Road, Yelahanka etc are giving great returns to the buyers of properties in
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<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Banks
have simplified their home loan terms and conditions to ease customer who look
for housing loan to buy <a href="http://properties.myloandetails.com/properties-in-bangalore.html" target="_blank"><i><b>property in Bangalore</b></i></a> and offering home loan at least
possible interest rates and with maximum funding for a longer repayment track.
The documentation is also very simple, customer need to submit his/her
personal, Income and Property documents along with cheaque’s for repayment of
home loan and banks will approve the home loan application if the application
filed satisfies all the requirements as per their banking terms and conditions.
The home loan will also give Tax benefit to the applicant on the interest paid
up to a maximum of 150,000/- under section 80© of Income Tax act.</span></div>
</div>
Ram Sreekanthhttp://www.blogger.com/profile/12796942356511996713noreply@blogger.com3tag:blogger.com,1999:blog-996607678651613433.post-16948423806531710002012-11-24T13:07:00.000+05:302012-11-24T13:07:39.270+05:30Understand the Product Vendor Liability<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">It’s
been a big worry to the buyers and to the seller when then want to purchase or
sell the property which is under a loan. It is a very simple process which
gives you the benefit of selling the property without closing the home loan
which is there on the property. </span></div>
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<br /></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Banks
have designed a product called “Vendor Liability” which gives you this benefit
of availing the Home loan availing home loan on a property which has a loan
already in the name of the vendor or seller. In the process of this loan a
customer will go for a home loan as usual like in a normal home loan case. But
the documents submitted to the process vary a bit to this product. Along with
the regular income documents the vendor need to provide his Loan Account
statement, Outstanding Letter and List of documents submitted to the bank at
the time of availing the loan i.e list of property documents. These documents
are to be submitted to the bank at the initial stage of the <b><a href="http://www.myloandetails.com/" target="_blank"><i>home loan</i></a></b>
processing only.</span></div>
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<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">The
process begins with the verification of Applicants and Co-applicants Residence,
Office, Pay slips and Bank Statements. The property documents are scrutinized
by a panel advocate and the property is evaluated by a technical valuer who
will certify the property cost by taking the market value into consideration.
Post successful verification of all the documents and Property the disbursement
process is initiated by taking customers signatures on the home loan
agreements. Customers will be given sanction letter from the bank which gives
all the details of loan amount sanctioned, <a href="http://www.myloandetails.com/home-loan-interest-rates.aspx" target="_blank"><i><b>interest rate</b></i></a>, tenure, repayment
conditions and EMI details. Customer need to make all the margin payments to
the vendor before initiating the disbursement process through bank and the same
proofs have to be submitted in original to the bank failing which the process
will not be initiated.</span></div>
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<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">The
disbursement will be done up to 80% of the property cost or Agreement value or
Documented Value or the sanctioned loan whichever is less. Bank will disburse
the outstanding loan amount which is there on the property on the vendor’s name
directly in the name of the bank which has funded the loan to the vendor. The
vendor need to register the property on the vendee name after closing the loan
amount and post receiving the original documents from the bank and submit the
registered documents in the bank which funded loan to the vendee. Post
submission of the registered documents with the bank remaining sale
consideration or the pending loan amount is released. It has been a best
product to the Vendor’s with a liability to sell the property without any
hassles. As it comes under Home Loan only all the Tax Exemptions under section
80© of income tax act are applicable on the Principal and Emi components paid
to the bank.</span></div>
</div>
Ram Sreekanthhttp://www.blogger.com/profile/12796942356511996713noreply@blogger.com1tag:blogger.com,1999:blog-996607678651613433.post-13655099634695336872012-10-15T18:35:00.004+05:302012-10-15T18:35:59.151+05:30Floating or Fixed which is the best to Opt?<div dir="ltr" style="text-align: left;" trbidi="on">
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<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="http://1.bp.blogspot.com/-UJD3jCGnFNw/UHwKFefhjOI/AAAAAAAAAUQ/N4b2rWHoNlM/s1600/Logo-WithTitle.gif" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="43" src="http://1.bp.blogspot.com/-UJD3jCGnFNw/UHwKFefhjOI/AAAAAAAAAUQ/N4b2rWHoNlM/s200/Logo-WithTitle.gif" width="200" /></a></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;"> </span></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">It’s
been a big myth to customers in opting the interest rate type while going for a
Home Loan. Customer seeks their friends, colleagues and relatives advice that
already availed a Home Loan. But still it’s been a puzzle to most of the
customers how to opt and what to opt when it comes to the <a href="http://www.myloandetails.com/home-loan-interest-rates.aspx" target="_blank"><i><b>home loan interest rates</b></i></a>.
A little bit of understanding of the two banking terms eases the process of interest
rate selection and which gives the best possible returns on the Home Loan over
the period or repayment tenure.</span></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">All
the home loan products are pre packed with two types of rate of interest i.e
Fixed and Floating.<span style="mso-spacerun: yes;"> </span>Fixed rate of
interest is fixed for a limited period of time over the loan even if there are
any fluctuations in the rates in the market. Banks will not increase or
decrease the rate charged on the loan which is fixed at the time of availing the
loan even if the rates comes down or goes up. Banks charge a min of 1% higher
rate compared to the current prevailing rate to the customer who opts for the
Fixed Rate of Interest. Post the term of Fixed the interest rate will be the
rate charged on fresh loans at that time.</span></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">The
Floating Rate of Interest is based on Base Rate and BPLR rates and charged
according to the loan applied slabs. The floating rate can be increased or
decreased if there are any fluctuations in the market. Banks revise the rates
on quarterly basis on the loan amount and inform the customer about the
revision of interest. If the rate is increased then accordingly the repayment
tenure will be increased and if Possible banks can Increase the EMI also. </span></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Going
for a fixed rate is better if the fixed tenure is above 3 years and taking
conformation from the bank that the rate will not be revised even there are any
huge fluctuations in the market makes a sense.</span></div>
</div>
Ram Sreekanthhttp://www.blogger.com/profile/12796942356511996713noreply@blogger.com1tag:blogger.com,1999:blog-996607678651613433.post-20294398623928940232012-09-06T20:41:00.000+05:302012-09-06T20:41:11.843+05:30Radiant Shine - Luxury apartments in bangalore<div dir="ltr" style="text-align: left;" trbidi="on">
<div style="text-align: justify;">
<span style="font-size: small;"><span style="font-family: Verdana,sans-serif;">With the fresh trends in market and with the fresh technology coming up in the market it is Radiant's continuous activity to obtain and apply all those technologies to build the best residential apartments and to satisfy all those customer who trust the radiants brand for purchasing their <a href="http://radiantstructures.in/radiantshine.html" target="_blank">properties in begur road bangalore</a>.</span></span></div>
<div style="text-align: justify;">
<span style="font-size: small;"><span style="font-family: Verdana,sans-serif;"><br /></span></span></div>
<div style="text-align: justify;">
<span style="font-size: small;"><span style="font-family: Verdana,sans-serif;">Now radiant has come up with one of the best prestigious ventures of their company and which will be the next land mark of begur road with the mark of the best properties in bangalore to buy for a high class living. </span></span></div>
<div style="text-align: justify;">
<span style="font-size: small;"><span style="font-family: Verdana,sans-serif;"><br /></span></span></div>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="http://2.bp.blogspot.com/-PyUPBPks25E/UEi8VmXfMyI/AAAAAAAAATg/XIBpwJInT6w/s1600/SHINE+PERSPECTIVE-02.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="213" src="http://2.bp.blogspot.com/-PyUPBPks25E/UEi8VmXfMyI/AAAAAAAAATg/XIBpwJInT6w/s320/SHINE+PERSPECTIVE-02.jpg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span style="font-family: Verdana,sans-serif;">Radiant Shine - Properties in Begur Road Bangalore</span></td></tr>
</tbody></table>
<div style="text-align: justify;">
<span style="font-size: small;"><span style="font-family: Verdana,sans-serif;"><b>Amenities</b></span></span></div>
<span style="font-size: small;"><span style="font-family: Verdana,sans-serif;"><span class="style3"></span></span></span><br />
<ul style="text-align: left;">
<li class="style8 style9 style10"><span style="font-size: small;"><span class="style11">Swimming pool with toddlers pool </span></span></li>
<li class="style9"><span style="font-size: small;"><span class="style11 style8 style9 style10">Children’s play area </span></span></li>
<li class="style9"><span style="font-size: small;"><span class="style11 style8 style9 style10">A well equipped gymnasium </span></span></li>
<li class="style9"><span style="font-size: small;"><span class="style11 style8 style9 style10">Indoor games room </span></span></li>
<li class="style9"><span style="font-size: small;"><span class="style11 style8 style9 style10">Multi-purpose hall </span></span></li>
<li class="style9"><span style="font-size: small;"><span class="style11 style8 style9 style10">Lifts </span></span></li>
<li class="style9"><span style="font-size: small;"><span class="style11 style8 style9 style10">Generator back up </span></span></li>
<li class="style9"><span style="font-size: small;"><span class="style11 style8 style9 style10"> Round the clock security with intercom facility </span></span></li>
</ul>
</div>
Ram Sreekanthhttp://www.blogger.com/profile/12796942356511996713noreply@blogger.com1Begur Rd, Bangalore, Karnataka, India12.8939614 77.625724212.8784829 77.6059832 12.9094399 77.64546519999999tag:blogger.com,1999:blog-996607678651613433.post-8061738097464565922012-08-13T08:57:00.000+05:302012-08-13T08:57:07.463+05:30Property Registration in Home Loan<div dir="ltr" style="text-align: left;" trbidi="on">
<div style="text-align: justify;">
<span style="font-size: small;"><span style="font-family: "Verdana","sans-serif"; line-height: 115%;">It’s a very big worry to every customer on whose
name they can register the property. Some customers want to register the
property on their wife, mother or father’s name and will be in constant
confusion whether it can be done or not. All banks do accept registering the
property on mother, father or wife’s name if the sale agreement is made on
their name only. It is mandatory they must be the co-applicants in the <b><a href="http://www.myloandetails.com/" target="_blank">home loan</a></b> application and should sign all the required documents for home loan and
submit their proofs also. The amount to which the property should be registered
depends on the agreement value and banks also. Some banks ask customer to
register the property at market value or the loan amount availed and some banks
allow customers to register the property at Govt. rates. The EMI amount will be
debited from the applicant’s account but property can be on co-applicants name.
At the same time applicant can take properties registered on mother, father and
wife’s name as security to avail any mortgages loan from bank of financial
institutions. Tax exemptions are applicable to home loans under section 80© of
Income Tax Act</span></span></div>
</div>
Ram Sreekanthhttp://www.blogger.com/profile/12796942356511996713noreply@blogger.com2tag:blogger.com,1999:blog-996607678651613433.post-39219966052945252502012-07-05T08:40:00.000+05:302012-07-05T08:40:30.090+05:30Why making more down payments is important?<div dir="ltr" style="text-align: left;" trbidi="on">
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<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">All
the customers who purchase property with the help of a home loan are requested
to make down payment or margin money payment towards the sale consideration of
a property. Usually before buying any property the vendee(purchaser) will finalize
a property and pay some advance amount and get into agreement of sale with the
Vendor(seller). Then purchase after applying for a <a href="http://www.myloandetails.com/blog" target="_blank">home loan</a> and at the time of
disbursement bank will ask the purchaser to pay complete margin money which is done
for payment to the vendor through bank. The margin money which the customer
pays will stand as his own contribution in purchasing the property other than
the bank loan.</span></div>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">It
is always advisable to each and every customer to make more payment towards the
margin money as it will reduce the EMI burden which the customer need to pay on
Month on month basis. If the customers make more margin money payments he will
have more no of benefits of which some are stated below.</span></div>
<ul style="text-align: left;">
<li><span style="font-family: Wingdings; font-size: 9.5pt; line-height: 115%; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Higher
the margin money Lower will be the EMI</span><span style="font-family: Wingdings; font-size: 9.5pt; line-height: 115%; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"> </span></span></span></li>
<li><span style="font-family: Wingdings; font-size: 9.5pt; line-height: 115%;"><span><span style="font: 7pt "Times New Roman";"> </span></span></span><span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Can
opt for lower repayment period</span><span style="font-family: Wingdings; font-size: 9.5pt; line-height: 115%; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"> </span></span></span></li>
<li><span style="font-family: Wingdings; font-size: 9.5pt; line-height: 115%;"><span><span style="font: 7pt "Times New Roman";"> </span></span></span><span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Interest
Rate hikes will not affect the customer at any point in the repayment period</span><span style="font-family: Wingdings; font-size: 9.5pt; line-height: 115%; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"> </span></span></span></li>
<li><span style="font-family: Wingdings; font-size: 9.5pt; line-height: 115%;"><span><span style="font: 7pt "Times New Roman";"> </span></span></span><span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Can
save money and make part payments which saves interest on the paid amount</span><span style="font-family: Wingdings; font-size: 9.5pt; line-height: 115%; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"> </span></span></span></li>
<li><span style="font-family: Wingdings; font-size: 9.5pt; line-height: 115%;"><span><span style="font: 7pt "Times New Roman";"> </span></span></span><span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Can
avail home loan linked insurance at a lesser single premium</span><span style="font-family: Wingdings; font-size: 9.5pt; line-height: 115%; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"> </span></span></span></li>
<li><span style="font-family: Wingdings; font-size: 9.5pt; line-height: 115%;"><span><span style="font: 7pt "Times New Roman";"> </span></span></span><span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">If
affected by any financial circumstances then customer can avail top-up loans on
the property for a period of 10 years</span><span style="font-family: Wingdings; font-size: 9.5pt; line-height: 115%; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"> </span></span></span></li>
<li><span style="font-family: Wingdings; font-size: 9.5pt; line-height: 115%;"><span><span style="font: 7pt "Times New Roman";"> </span></span></span><span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Lessee
will be the banks processing fee</span><span style="font-family: Wingdings; font-size: 9.5pt; line-height: 115%; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"> </span></span></span></li>
<li><span style="font-family: Wingdings; font-size: 9.5pt; line-height: 115%;"><span><span style="font: 7pt "Times New Roman";"> </span></span></span><span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">Can
avoid tenure hikes which happens by the <a href="http://www.myloandetails.com/viewallbanks.aspx" target="_blank">interest rates</a> revision</span></li>
</ul>
<div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;">
<span style="font-family: "Verdana","sans-serif"; font-size: 9.5pt; line-height: 115%;">So
plan accordingly before going for a home loan to make maximum down payment to
be liability free for the complete home loan tenure.</span></div>
</div>Ram Sreekanthhttp://www.blogger.com/profile/12796942356511996713noreply@blogger.com2J P Nagar, Bangalore, Karnataka, India12.910491 77.585716812.895013500000001 77.5659758 12.9259685 77.6054578tag:blogger.com,1999:blog-996607678651613433.post-22273877132276821222012-05-05T09:13:00.000+05:302012-05-16T07:07:55.797+05:30Properties in Bannerghatta Road<div dir="ltr" style="text-align: left;" trbidi="on">
<div style="font-family: Verdana,sans-serif; text-align: justify;">
Bannerghatta Road formerly known as BG roads starts from Adugodi and ends at Bannerghatta National Park covering a distance of 25km. Bannerghatta Road is a state four lane Highway of Karnataka covering main traffic junctions like JayaDeva Institute of Cardiology, N.S Palya, Arekere Gate,Hulimavu and Jigani Industrial Area etc. BBMP has taken measures of road widening to easy the traffic which flows towards the Bannerghatta National park contineously with underpasses.<br />
<br />
With the arrival of Top IT companies like Infosys,IBM,Honeywell,Accenture, Cisco, Oracle,HSBC,Crompton Greaves, Educational Institutions like IIM Bangalore, AMC college of engeneering, ICFAI Institute of science and Technology,BGS National Public School, Hospitals like Jayadeva Insitute of Cardiology, Sagar Hospitals, Fortis Health Care Limited,Appolo Hospitals and Shopping malls like Gopalan Innovation Mall,Royal Meenakshi Mall the BG road has seen a tremendous rise in the realestate prices compare to the year of 2005.<br />
<br />
The BG Road is found and believed to be the one of the best localities in bangalore to live in with the layouts like Vijaya Bank Colony,Panduranga Nagar, Sarvabouma Nagar, Anugraha Layou,ranka colony etc.,developed with a perfect plan to satify the people who buys a property or who rents a property for both residential and commercial purposes.</div>
<div style="font-family: Verdana,sans-serif; text-align: justify;">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="http://properties.myloandetails.com/bangalore/properties-bannerghatta-road.html" target="_blank"><img border="0" height="180" src="http://4.bp.blogspot.com/-HU45wY-VCBQ/T6ShWWWFBoI/AAAAAAAAASQ/8WiIIPxxOjc/s320/Celesta+elevation.jpg" width="320" /></a></div>
<div style="font-family: Verdana,sans-serif; text-align: justify;">
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="http://properties.myloandetails.com/Bangalore/properties-bannerghatta-road.html" target="_blank"><img border="0" height="160" src="http://1.bp.blogspot.com/-V2mmZ-kgA2c/T7MEwvi-koI/AAAAAAAAASg/DDvIlsIov9s/s320/WO.jpg" width="320" /></a></div>
<br /></div>
</div>Ram Sreekanthhttp://www.blogger.com/profile/12796942356511996713noreply@blogger.com2Bannerghatta Rd, Bangalore, Karnataka, India12.8177032 77.583899512.786737200000001 77.5444175 12.8486692 77.623381500000008tag:blogger.com,1999:blog-996607678651613433.post-38156804745637664532012-04-23T08:53:00.001+05:302012-04-23T08:56:52.662+05:30Properties in Hosur Road<div dir="ltr" style="text-align: left;" trbidi="on">
<div style="font-family: Verdana,sans-serif; text-align: justify;">
<br /></div>
<div style="font-family: Verdana,sans-serif; text-align: justify;">
<span style="font-size: small;"><b>Hosur Road</b> located in Bangalore the State Capital of Karnataka. It connects Bangalore in Karnataka and Hosur in Tamilnadu with an approximately 45km of distance. Hosur Road passes through Madiwala, Bommanahalli, GarvebhaviPalva, Kudlu Gate,Singasandra,Hosa Road and the electronic hub of bangalore The Electronic city. Hosur road is widely covered with residential localities and Industrail areas on both the sides. It is a 4 lane highway with 1 service road on either side and part of NH7. The elevated tolled express way was built on Hosur Road to ease the traffic towards Electronic city.<br /><br />Hosur Road is coverd with educational institutions like The Oxforn Institute of Technology is located on Hosur road, Hotels like Ibis and Keys, Hospitals like lifespring, Live 100 etc. It has banks like ICICI, HDFC, SBI, SBM and shopping malls like Total.<br /><br />Properties in <b><a href="http://properties.myloandetails.com/bangalore/flats-apartments-in-hosurroad.html" target="_blank">Hosur Road</a></b> are a good place to invest in with a min of 50% returns on it with a maximum lock in period of 6 years.</span></div>
</div>Ram Sreekanthhttp://www.blogger.com/profile/12796942356511996713noreply@blogger.com2Hosur Rd, Bangalore, Karnataka, India12.9382328 77.610322512.9072818 77.570840499999989 12.9691838 77.6498045tag:blogger.com,1999:blog-996607678651613433.post-10682073583331896592012-03-09T11:49:00.000+05:302012-03-09T11:55:45.629+05:30Radiant Reshan , Begur Road, Bangalore<div dir="ltr" style="text-align: left;" trbidi="on">
<div class="separator" style="clear: both; text-align: center;">
<a href="http://2.bp.blogspot.com/-BJsT20X90PU/T1mgCHQ7bfI/AAAAAAAAARs/g8Hq0B897SY/s1600/Reshan+elevation.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="183" src="http://2.bp.blogspot.com/-BJsT20X90PU/T1mgCHQ7bfI/AAAAAAAAARs/g8Hq0B897SY/s320/Reshan+elevation.jpg" width="320" /></a></div>
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<br />
<div style="font-family: Verdana,sans-serif;">
<span style="font-weight: bold; text-decoration: underline;">Radiant Reshan Overview :
</span>
</div>
<br />
<div style="font-family: Verdana,sans-serif; margin: 0px; text-align: justify;">
<span class="style3" style="font-size: 8pt;">Come
to think of it. Your home has all the amenities you'd dreamed about.
It's built to the highest standards of quality. It is located amidst the
IT corridor and closer to all the modern conveniences. More
importantly, it is priced within your budget. </span></div>
<div style="font-family: Verdana,sans-serif; margin: 0px; text-align: justify;">
<br /></div>
<div style="font-family: Verdana,sans-serif; margin: 0px; text-align: justify;">
<span class="style3" style="font-size: 8pt;">Still
finding it hard to believe that such a home could exist? Well, Radiant
Reshan, Yelanahalli, closer to Begur Road, off Bangerghatta Road, is the
answer to all your desires.</span></div>
<span style="font-family: Verdana,sans-serif; font-weight: bold; text-decoration: underline;"><br />
<br />
Features & Amenities :<br />
</span>
<br />
<ul style="font-family: Verdana,sans-serif;">
<li><span style="font-size: 8pt;">Swimming Pool</span></li>
<li><span style="font-size: 8pt;">Children's Play Area,</span></li>
<li><span style="font-size: 8pt;">Park</span></li>
<li><span style="font-size: 8pt;">Joggers Track</span></li>
<li><span style="font-size: 8pt;">Multipurpose Hall</span></li>
<li><span style="font-size: 8pt;">Full Equipped Gymnasium</span></li>
<li><span style="font-size: 8pt;">Indoor games</span></li>
<li><span style="font-size: 8pt;">Generator Backup</span></li>
<li><span style="font-size: 8pt;">Intercom Facility</span></li>
<li><span style="font-size: 8pt;">Power Back up for every individual unit</span></li>
<li><span style="font-size: 8pt;">Round the Clock security</span></li>
<li><span style="font-size: 8pt;">6 Passenger lift of Standard Make</span></li>
</ul>
<span style="font-family: Verdana,sans-serif; font-weight: bold; text-decoration: underline;"><br />
Specifications :</span><br />
<br />
<div class="MsoNoSpacing" style="font-family: Verdana,sans-serif;">
<b><span style="font-size: 8pt;">Structure</span></b><span style="font-size: 8pt;">-
Seismic II Zone compliant RCC framed structure, 6” solid concrete
blockmasonry for external walls and 4” solid concrete block masonry for
internalwalls, Elegant entrance-lobbies in Granite/Marble</span></div>
<div class="MsoNoSpacing" style="font-family: Verdana,sans-serif;">
<b><span style="font-size: 8pt;">Plastering</span></b><span style="font-size: 8pt;">- All internal walls smoothly plastered with lime rendering.</span></div>
<div class="MsoNoSpacing" style="font-family: Verdana,sans-serif;">
<b><span style="font-size: 8pt;">Flooring</span></b><span style="font-size: 8pt;">- Vitrified Flooring In Hall / Dining And Ceramic Flooring In Other Areas. </span></div>
<div class="MsoNoSpacing" style="font-family: Verdana,sans-serif;">
<b><span style="font-size: 8pt;">Painting:</span></b><span style="font-size: 8pt;">Interior - Emulsion Exterior - Weather Coat</span></div>
<div class="MsoNoSpacing" style="font-family: Verdana,sans-serif;">
<b><span style="font-size: 8pt;">Doors& Windows</span></b><span style="font-size: 8pt;">
- Main Door with Teak wood frame and OSTshutter, other doors with
Salwood frame and flush doors with Enamel paint, Aluminumpowder coated
windows with safety grill and glass panels. </span></div>
<div class="MsoNoSpacing" style="font-family: Verdana,sans-serif;">
<b><span style="font-size: 8pt;">Electrical</span></b><span style="font-size: 8pt;">- Copper wiring for lighting, heating, TV and Telephone points </span></div>
<div class="MsoNoSpacing" style="font-family: Verdana,sans-serif;">
<b><span style="font-size: 8pt;">Kitchen</span></b><span style="font-size: 8pt;">- Black granite platform with Stainless steel sink, 2 ft. height wall tilesabove cooking platform</span></div>
<div class="MsoNoSpacing">
<b style="font-family: Verdana,sans-serif;"><span style="font-size: 8pt;">ToiletFittings & Accessories</span></b><span style="font-family: "verdana","sans-serif"; font-size: 8pt;"><span style="font-family: Verdana,sans-serif;"> - Ceramic glazed tiles dodo up to 7’0” height, EWC, wash basin, hot and cold mixer unit, CP and Sanitary FittingsOf ISI M</span>ake.</span></div>
<div class="MsoNoSpacing">
<br /></div>
<div class="MsoNoSpacing">
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<span style="font-family: "verdana","sans-serif"; font-size: 8pt;"><span style="font-size: small;">To check with availability and floor plans click <a href="http://www.blogger.com/About%20Venture%20:%20%20Come%20to%20think%20of%20it.%20Your%20home%20has%20all%20the%20amenities%20you%27d%20dreamed%20about.%20It%27s%20built%20to%20the%20highest%20standards%20of%20quality.%20It%20is%20located%20amidst%20the%20IT%20corridor%20and%20closer%20to%20all%20the%20modern%20conveniences.%20More%20importantly,%20it%20is%20priced%20within%20your%20budget.%20%20%20Still%20finding%20it%20hard%20to%20believe%20that%20such%20a%20home%20could%20exist?%20Well,%20Radiant%20Reshan,%20Yelanahalli,%20closer%20to%20Begur%20Road,%20off%20Bangerghatta%20Road,%20is%20the%20answer%20to%20all%20your%20desires.%20%20%20Features%20&%20Amenities%20:%20%20%20%20%20%20Swimming%20Pool%20%20%20%20%20Children%27s%20Play%20Area,%20%20%20%20%20Park%20%20%20%20%20Joggers%20Track%20%20%20%20%20Multipurpose%20Hall%20%20%20%20%20Full%20Equipped%20Gymnasium%20%20%20%20%20Indoor%20games%20%20%20%20%20Generator%20Backup%20%20%20%20%20Intercom%20Facility%20%20%20%20%20Power%20Back%20up%20for%20every%20individual%20unit%20%20%20%20%20Round%20the%20Clock%20security%20%20%20%20%206%20Passenger%20lift%20of%20Standard%20Make%20%20%20Specifications%20:%20%20Structure-%20Seismic%20II%20Zone%20compliant%20RCC%20framed%20structure,%206%E2%80%9D%20solid%20concrete%20blockmasonry%20for%20external%20walls%20and%204%E2%80%9D%20solid%20concrete%20block%20masonry%20for%20internalwalls,%20Elegant%20entrance-lobbies%20in%20Granite/Marble%20%20Plastering-%20All%20internal%20walls%20smoothly%20plastered%20with%20lime%20rendering.%20%20Flooring-%20Vitrified%20Flooring%20In%20Hall%20/%20Dining%20And%20Ceramic%20Flooring%20In%20Other%20Areas.%20%20Painting:Interior%20-%20Emulsion%20Exterior%20-%20Weather%20Coat%20%20Doors&%20Windows%20-%20Main%20Door%20with%20Teak%20wood%20frame%20and%20OSTshutter,%20other%20doors%20with%20Salwood%20frame%20and%20flush%20doors%20with%20Enamel%20paint,%20Aluminumpowder%20coated%20windows%20with%20safety%20grill%20and%20glass%20panels.%20%20Electrical-%20Copper%20wiring%20for%20lighting,%20heating,%20TV%20and%20Telephone%20points%20%20Kitchen-%20Black%20granite%20platform%20with%20Stainless%20steel%20sink,%202%20ft.%20height%20wall%20tilesabove%20cooking%20platform%20%20ToiletFittings%20&%20Accessories%20-%20Ceramic%20glazed%20tiles%20dodo%20up%20to%207%E2%80%990%E2%80%9D%20height,%20EWC,%20wash%20basin,%20hot%20and%20cold%20mixer%20unit,%20CP%20and%20Sanitary%20FittingsOf%20ISI%20Make." target="_blank"><b>here</b></a>.</span> </span></div>
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</div>Ram Sreekanthhttp://www.blogger.com/profile/12796942356511996713noreply@blogger.com1Begur Rd, Hongasandra, Bengaluru, Karnataka, India12.8940692 77.625713812.8901997 77.6207783 12.897938700000001 77.6306493tag:blogger.com,1999:blog-996607678651613433.post-55443940285619717992012-03-08T13:08:00.000+05:302012-03-08T13:08:55.052+05:30Radiant Lake View<div dir="ltr" style="text-align: left;" trbidi="on"><div class="separator" style="clear: both; text-align: center;"></div><div class="separator" style="clear: both; text-align: center;"></div><div class="separator" style="clear: both; text-align: center;"><a href="http://2.bp.blogspot.com/-F2PZBCzjW5w/T1hhwATAQoI/AAAAAAAAARk/KHp1XEOXj1A/s1600/lakeview+Elevation.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="160" src="http://2.bp.blogspot.com/-F2PZBCzjW5w/T1hhwATAQoI/AAAAAAAAARk/KHp1XEOXj1A/s320/lakeview+Elevation.jpg" width="320" /></a></div><br />
<span style="font-size: small;"><span style="font-family: Verdana,sans-serif;">For more details on Lake Views floor plans and availability click </span><b><a href="http://properties.myloandetails.com/ViewPropertyVenture.aspx?VentureIdfr=16&UserIdfr=30" style="font-family: Verdana,sans-serif;" target="_blank">here</a></b></span></div>Ram Sreekanthhttp://www.blogger.com/profile/12796942356511996713noreply@blogger.com1tag:blogger.com,1999:blog-996607678651613433.post-67338396703464549172012-03-05T11:28:00.002+05:302012-03-05T11:35:49.580+05:30Radiant Karel<div dir="ltr" style="text-align: left;" trbidi="on"><div class="separator" style="clear: both; text-align: center;"><a href="http://2.bp.blogspot.com/-kWIg7UEVYp4/T1RXgasyQjI/AAAAAAAAARc/XMuAe4beuaM/s1600/Karel+Elevation.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="160" src="http://2.bp.blogspot.com/-kWIg7UEVYp4/T1RXgasyQjI/AAAAAAAAARc/XMuAe4beuaM/s320/Karel+Elevation.jpg" width="320" /></a></div><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;">For details on karel's property types and floor plans click </span><a href="http://properties.myloandetails.com/ViewPropertyVenture.aspx?VentureIdfr=15&UserIdfr=30" style="font-family: Verdana,sans-serif;" target="_blank"><b>here</b></a></span><br />
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<a href="http://properties.myloandetails.com/ViewPropertyVenture.aspx?VentureIdfr=15&UserIdfr=30"></a></div>Ram Sreekanthhttp://www.blogger.com/profile/12796942356511996713noreply@blogger.com1tag:blogger.com,1999:blog-996607678651613433.post-24956288058358023752012-03-04T18:44:00.000+05:302012-03-04T18:44:16.185+05:30Radiant Jasmine Terraces<div dir="ltr" style="text-align: left;" trbidi="on"><div class="separator" style="clear: both; text-align: center;"><a href="http://1.bp.blogspot.com/-mArGXePnSCw/T1NqXGpZ52I/AAAAAAAAARU/sE9ey2zlQ-4/s1600/Jasmine+elevation.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="213" src="http://1.bp.blogspot.com/-mArGXePnSCw/T1NqXGpZ52I/AAAAAAAAARU/sE9ey2zlQ-4/s320/Jasmine+elevation.jpg" width="320" /></a></div><table border="0" cellpadding="0" cellspacing="0" style="width: 685px;"><colgroup><col width="685"></col></colgroup><tbody>
<tr height="20"> <td class="xl63" height="20" style="height: 15.0pt; width: 514pt;" width="685"><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;">For more details on availability and floor plans click </span><a href="http://properties.myloandetails.com/ViewPropertyVenture.aspx?VentureIdfr=14&UserIdfr=30" style="font-family: Verdana,sans-serif;" target="_blank">here</a></span></td> </tr>
</tbody></table></div>Ram Sreekanthhttp://www.blogger.com/profile/12796942356511996713noreply@blogger.com0tag:blogger.com,1999:blog-996607678651613433.post-47108075263571182542012-01-21T08:51:00.000+05:302012-01-21T08:52:59.493+05:30Mj Lifestyle Astyllen<div dir="ltr" style="text-align: left;" trbidi="on"><div class="separator" style="clear: both; text-align: center;"><a href="http://1.bp.blogspot.com/-ibhBlQewUd4/Txou83Lu6GI/AAAAAAAAARI/GufBtvhKdV4/s1600/AstyllenElevation.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="163" src="http://1.bp.blogspot.com/-ibhBlQewUd4/Txou83Lu6GI/AAAAAAAAARI/GufBtvhKdV4/s320/AstyllenElevation.jpg" width="320" /></a></div><br />
<span style="font-size: small;"><span style="font-family: Verdana,sans-serif;">Mj Lifestyle Astyllen - View Complete details </span><a href="http://properties.myloandetails.com/ViewPropertyVenture.aspx?VentureIdfr=10&UserIdfr=24" style="font-family: Verdana,sans-serif;" target="_blank">here</a>.</span></div>Ram Sreekanthhttp://www.blogger.com/profile/12796942356511996713noreply@blogger.com1tag:blogger.com,1999:blog-996607678651613433.post-29058749680149948922011-11-05T19:10:00.001+05:302011-11-05T19:10:06.446+05:30Home Loan in Pune <a href="http://www.myloandetails.com/home_loans_in_pune.html">http://www.myloandetails.com/home_loans_in_pune.html</a>Ram Sreekanthhttp://www.blogger.com/profile/12796942356511996713noreply@blogger.com1