Radiant Shine - Luxury apartments in bangalore

With the fresh trends in market and with the fresh technology coming up in the market it is Radiant's continuous activity to obtain and apply all those technologies to build the best residential apartments and to satisfy all those customer who trust the radiants brand for purchasing their properties in begur road bangalore.

Now radiant has come up with one of the best prestigious ventures of their company and which will be the next land mark of begur road with the mark of the best properties in bangalore to buy for a high class living. 

Radiant Shine - Properties in Begur Road Bangalore

Amenities

• Swimming pool with toddlers pool
• Children’s play area
• A well equipped gymnasium
• Indoor games room
• Multi-purpose hall
• Lifts
• Generator back up
• Round the clock security with intercom facility

Property Registration in Home Loan

It’s a very big worry to every customer on whose name they can register the property. Some customers want to register the property on their wife, mother or father’s name and will be in constant confusion whether it can be done or not. All banks do accept registering the property on mother, father or wife’s name if the sale agreement is made on their name only. It is mandatory they must be the co-applicants in the home loan application and should sign all the required documents for home loan and submit their proofs also. The amount to which the property should be registered depends on the agreement value and banks also. Some banks ask customer to register the property at market value or the loan amount availed and some banks allow customers to register the property at Govt. rates. The EMI amount will be debited from the applicant’s account but property can be on co-applicants name. At the same time applicant can take properties registered on mother, father and wife’s name as security to avail any mortgages loan from bank of financial institutions. Tax exemptions are applicable to home loans under section 80© of Income Tax Act

Why making more down payments is important?

All the customers who purchase property with the help of a home loan are requested to make down payment or margin money payment towards the sale consideration of a property. Usually before buying any property the vendee(purchaser) will finalize a property and pay some advance amount and get into agreement of sale with the Vendor(seller). Then purchase after applying for a home loan and at the time of disbursement bank will ask the purchaser to pay complete margin money which is done for payment to the vendor through bank. The margin money which the customer pays will stand as his own contribution in purchasing the property other than the bank loan.

It is always advisable to each and every customer to make more payment towards the margin money as it will reduce the EMI burden which the customer need to pay on Month on month basis. If the customers make more margin money payments he will have more no of benefits of which some are stated below.

•  Higher the margin money Lower will be the EMI 
•  Can opt for lower repayment period 
•  Interest Rate hikes will not affect the customer at any point in the repayment period 
•  Can save money and make part payments which saves interest on the paid amount 
•  Can avail home loan linked insurance at a lesser single premium 
•  If affected by any financial circumstances then customer can avail top-up loans on the property for a period of 10 years 
•  Lessee will be the banks processing fee 
•  Can avoid tenure hikes which happens by the interest rates revision

So plan accordingly before going for a home loan to make maximum down payment to be liability free for the complete home loan tenure.

Properties in Bannerghatta Road

Bannerghatta Road formerly known as BG roads starts from Adugodi and ends at Bannerghatta National Park covering a distance of 25km. Bannerghatta Road is a state four lane Highway of Karnataka covering main traffic junctions like JayaDeva Institute of Cardiology, N.S Palya, Arekere Gate,Hulimavu and Jigani Industrial Area etc. BBMP has taken measures of road widening to easy the traffic which flows towards the Bannerghatta National park contineously with underpasses.

With the arrival of Top IT companies like Infosys,IBM,Honeywell,Accenture, Cisco, Oracle,HSBC,Crompton Greaves, Educational Institutions like IIM Bangalore, AMC college of engeneering, ICFAI Institute of science and Technology,BGS National Public School, Hospitals like Jayadeva Insitute of Cardiology, Sagar Hospitals, Fortis Health Care Limited,Appolo Hospitals and  Shopping malls like Gopalan Innovation Mall,Royal Meenakshi Mall the BG road has seen a tremendous rise in the realestate prices compare to the year of 2005.

The BG Road is found and believed to be the one of the best localities in bangalore to live in with the layouts like Vijaya Bank Colony,Panduranga Nagar, Sarvabouma Nagar, Anugraha Layou,ranka colony etc.,developed with a perfect plan to satify the people who buys a property or who rents a property for both residential and commercial purposes.